Terms of Use

Last Updated: November 16th 2024

Welcome to Funding CEO LLC. By accessing or using our website, purchasing our Products and/or Services, or utilizing any of our auxiliary features, you (“Customer”‚ ”you”, or “your”) agree to these Terms of Use (the “Terms”), which constitute a legally binding agreement between you and Funding CEO LLC (“FCEO”), its subsidiaries, affiliates, successors, and assigns. Unless there is a separate, fully-executed contract governing the purchase of any Products and/or Services we provide, these Terms shall govern all purchases, transactions, and interactions with our website and Products and/or Services. If you do not agree to these Terms, please discontinue use immediately.

FCEO operates exclusively as an online company. Our corporate address is designated for receiving mail and correspondence only. In-person visits are not part of our business process, and we cannot accommodate such requests.

BY USING THE WEBSITE, ENGAGING FCEO´s SERVICE(S), PURCHASING FCEO´s PRODUCT(S), REQUESTING THAT FCEO CONTACT YOU ABOUT ITS PRODUCTS AND/OR SERVICES, AND/OR PARTICIPATING IN FCEO´s TEXT MESSAGE PROGRAM, YOU SIGNIFY YOUR AGREEMENT TO THESE TERMS.

FCEO´s Privacy Policy, FTC Disclosures, and Refund Policy present in this website apply to your use of FCEO´s website, all Products and/or Services provided by us, your request that FCEO contact you about its Products and/or Services, and/or your participation in FCEO´s Text Message Program, and its terms are made a part of these Terms. By using FCEO´s website, engaging our service(s), purchasing our Product(s) and/or Service(s), requesting that FCEO contact you about its Products and/or Services, and/or participating in FCEO´s Text Message Program, you acknowledge you have reviewed FCEO´s Privacy Policy, FTC Disclosures, and Refund Policy and agree to their respective terms.

1. Scope and Nature of Services

FCEO provides Consulting Services, more specifically, Corporate Credit Analysis, Corporate Credit Building, and Corporate Funding Assistance Services (each a “Service”), as well as auxiliary services designed to enhance your Business´s Corporate Credit and Credibility, known as “Optional Credit-Ready Features”. Services are sold and delivered by FCEO, with documentation sent via certified mail and/or electronically by email to the address provided by the Customer at the time of purchase. Optional Credit-Ready Features are additional, fee-based services and are not essential for the purchase or use of the Service.

2. Acceptance of Terms

By using our website, purchasing our Product(s) and/or Service(s), or using any Optional Credit-Ready Features, you signify your agreement to these Terms, FCEO´s Privacy Policy, Terms of Use, FTC Disclosures, and all applicable laws. If you do not accept these Terms, please cease using our website and refrain from purchasing our Products and/or Services.

3. Modifications to Terms

FCEO reserves the right to update or modify these Terms at any time. Your continued use of the website, Service, or Optional Credit-Ready Features after any changes are posted will constitute your acceptance of such changes. It is your responsibility to regularly review these Terms and keep informed of any updates.

4. Services and Optional Credit-Ready Features

A. Services
Our Services are Corporate Credit Analysis, Corporate Credit Building, and Corporate Funding Assistance Services sold “as-is”. FCEO provides documentation of each Service delivered via certified mail and/or electronically by email. All information related to these Services is provided to the best of our knowledge and available records but may be subject to verification.

B. Optional Credit-Ready Features
Optional Credit-Ready Features are auxiliary services that may enhance the credit-readiness of your Business. These are entirely optional, additional, fee-based services. By purchasing these features, you agree that they are non-refundable and provided on an ‚ “as-is” basis, with no guarantees or warranties regarding their effectiveness or results.

5. Limitation of Liability and Disclaimer of Warranties

A. Disclaimer of Warranties
FCEO provides the website, Products and/or Services, and Optional Credit-Ready Features on an “as-is” and “as-available” basis. FCEO makes no representations or warranties of any kind, express or implied, regarding the operation of the website or the information, content, materials, or Products and/or Services included or otherwise made available to you through the website. You expressly agree that your use of the website and Products and/or Services is at your sole risk.

B. Limitation of Liability
To the fullest extent permitted by law, FCEO, its affiliates, officers, directors, employees, agents, licensors, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the website, Products and/or Services; (ii) any conduct or content of any third party on the website; (iii) any content obtained from the website; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage. In no event shall FCEO´s liability exceed the amount paid by you for the Service or Optional Credit-Ready Features giving rise to the claim.

6. Refunds, Cancellations, and Chargebacks

A. Refund Policy
ALL SALES ARE FINAL. NO REFUNDS, NO EXCHANGES. Due to the intrinsic nature of our Products and/or Services, all fees are non-refundable, and purchases cannot be canceled, nor partially delivered. Store credit, if issued at our discretion, is valid for six months.

B. Disputes Over Payments
Any payment disputes must be raised with us directly. Unauthorized chargebacks or refunds without prior notice may result in account termination and potential legal action.

7. Dispute Resolution and Arbitration

A. Mandatory Arbitration and Class Action Waiver
By agreeing to these Terms, you agree that any dispute or claim arising from or relating to these Terms or your use of the website or Products and/or Services will be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. The Federal Arbitration Act and federal arbitration law apply to this agreement.

Class Action Waiver
You and FCEO agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. If for any reason a claim proceeds in court rather than in arbitration, we each waive any right to a jury trial.

B. Arbitration Procedure
Arbitration will be conducted through FairClaims.com, with proceedings conducted solely by written submission, without any requirement for physical presence. FCEO will reimburse you up to $300 of your arbitration filing fee. The arbitrator shall have exclusive authority to resolve all disputes, including the interpretation, applicability, or enforceability of these Terms.

The arbitrator shall not, under any circumstance, be authorized to award punitive or exemplary damages against FCEO. You agree that the Website Terms involve commerce under 9 U.S.C. §§ 1 et seq. and that this Arbitration Clause is governed by federal law, including the Federal Arbitration Act. The remainder of the Website Terms is governed by the laws of the State of Colorado.

8. Ownership, Intellectual Property, and Use Restrictions

All content on the website, including trademarks, logos, graphics, text, and underlying technology, is proprietary to FCEO or our licensors. Unauthorized use, reproduction, distribution, or modification of this content is strictly prohibited. FCEO reserves all rights not expressly granted in these Terms.

9. Compliance with Laws and Regulations

A. Legal Capacity
By purchasing our Products and/or Services, you represent that you have the legal capacity to enter into binding agreements and that you are purchasing our Products and/or Services and any Optional Credit-Ready Features in compliance with all relevant state and federal laws.

B. Compliance with Local Laws
You are responsible for complying with all applicable local laws regarding your use and registration of the Service, including any annual reporting or fees required by the state where the entity is incorporated.

C. Use Restrictions
Our Products and/or Services and any Optional Credit-Ready Features may not be used for illegal purposes, including fraud, tax evasion, or other prohibited activities. Misuse of our Products and/or Services may result in account termination and may be reported to relevant authorities.

10. Privacy Policy and Data Handling

This Privacy Policy is incorporated into the Terms of Use of Funding CEO LLC (“FCEO”) and governs your use of our website and Products and/or Services. By using FCEO’s Products and/or Services, you agree to the data collection, usage, and retention terms outlined below.

10.1 Information We Collect

Personal Information: Includes your name, email, phone number, mailing address, payment information, and identification numbers. Non-Personal Information: Includes device data, browsing activity, and analytics. Third-Party Information: Data obtained through lawful means, including public records and partners.

10.2 Data Retention Policy

We retain data for one year from the date of your last interaction. After this period, FCEO is not responsible for maintaining or providing access to data. Customers must retain their own copies of important documents.

10.3 Security Measures

We implement reasonable measures to protect your information but cannot guarantee complete security. You agree to hold FCEO harmless for breaches beyond our control.

10.4 Your Responsibilities

By using our Products and/or Services, you agree to: Provide accurate and up-to-date information; Retain your own records and documents; Accept full responsibility for any actions or misuse of your account.

11. Electronic Notices and Transactions

You agree to transact with FCEO electronically. This means you agree to accept any terms and conditions and to transact any business with us by electronic means, which includes receiving all documents in HTML or PDF format and communicating over the Internet. You certify that you are at least 18 years of age and have access to the Internet to receive FCEO´s Products and/or Services, to request that FCEO contact you about its Products and/or Services, to participate in FCEO´s Text Message Program, and to view, print, and retain all documentation.

You authorize FCEO to send you important notices about the website and any pending transactions to an email address you provide to us if you are a client of FCEO or have requested that we contact you about our Products and/or Services. It is your duty to keep your email address up to date and to maintain a valid email address, ensuring that emails we send are not blocked by spam filters or other email software.

12. Indemnification

You agree to indemnify, defend, and hold harmless FCEO, its affiliates, officers, directors, employees, agents, licensors, and service providers from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys´ fees) arising from or relating to your violation of these Terms or your use of the website, Products and/or Services, including, but not limited to, any use of the website´s content and Products and/or Services, other than as expressly authorized in these Terms or your use of any information obtained from the website.

13. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the State of Colorado, without giving effect to any choice or conflict of law provision or rule. Each party irrevocably agrees that the courts of Colorado shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or their subject matter or formation.

14. Entire Agreement

These Terms, together with any separate, fully-executed contract, constitute the entire agreement between you and FCEO regarding the use of the website and Products and/or Services, superseding any prior agreements between you and FCEO relating to such use. Any other agreements, understandings, or communications, whether oral or written, are superseded by these Terms unless explicitly stated otherwise.

15. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable for any reason, the remaining provisions shall continue in full force and effect.

16. Force Majeure

FCEO shall not be liable for any failure or delay in performance under these Terms due to circumstances beyond its reasonable control, including, but not limited to, acts of God, war, terrorism, government action, natural disaster, or labor disputes.

17. Contact Information

If you have any questions about these Terms or our Products and/or Services, please contact us at:

Funding CEO LLC
8400 E Prentice Ave. Suite 1500-107
Greenwood Village, CO 80111
Email: [email protected]

Please note: FCEO will not accept any in-person visits or walk-in inquiries at our address, as we are an online-only company.

18. Independent Contractor Agreement and Acknowledgment

This section applies to all individuals, entities, or companies that provide, have provided, or will provide any type of product or service to Funding CEO LLC (“FCEO”) and who do not have a separate, fully executed contract with FCEO specifically governing the terms of that product or service. This section does not apply to customers or casual visitors to FCEO´s website. For all applicable parties, the following terms constitute the Independent Contractor Agreement and Acknowledgment as part of the Terms of Use, binding them to the independent contractor terms and conditions outlined below:

A. Independent Contractor Status

By engaging with FCEO in any capacity‚ whether as a service provider, consultant, sales representative, or other role‚ you (“Contractor”) acknowledge and agree that you act strictly as an independent contractor. No employee, partnership, joint venture, or agency relationship is created by this Agreement or by any engagement with FCEO, and Contractor shall not represent themselves as an employee or authorized agent of FCEO.

B. No Authority to Bind

Contractor has no authority to act on behalf of FCEO, bind FCEO in any manner, or represent FCEO to any third party unless explicitly authorized in writing. All actions, obligations, and representations by Contractor are undertaken solely at their own discretion and risk.

C. Sole Responsibility for Taxes and Benefits

Contractor is solely responsible for all federal, state, and local tax obligations, insurance requirements, and expenses associated with their work for FCEO. FCEO shall not withhold or contribute to any employment benefits, taxes, or insurance on behalf of Contractor. Any compensation provided by FCEO will be reported on Form 1099 as appropriate.

D. Expenses and Risks

Contractor assumes full responsibility for all business costs, risks, and expenses incurred in performing their duties. FCEO will not reimburse Contractor for any expenses related to Contractor´s work. Contractor understands and agrees that all operational costs, equipment, and risks of performance are solely Contractor´s responsibility.

E. Compliance with Laws and Representations

Contractor represents that they are in business for themselves, have the authority to act as an independent contractor, and will perform services in compliance with all applicable laws, including tax obligations. Contractor shall indemnify and hold FCEO harmless from any claims, liabilities, or legal fees arising from Contractor´s failure to meet legal or tax obligations.

F. Indemnification and Limited Liability

Contractor agrees to indemnify, defend, and hold harmless FCEO, its affiliates, officers, directors, employees, agents, and assigns from any claims, damages, or liabilities arising from Contractor´s actions, negligence, or breach of this Agreement. Contractor shall assume sole responsibility for any loss, liability, or costs associated with their role. FCEO´s liability to Contractor for any disputes arising out of this relationship shall not exceed the amount of compensation paid to Contractor.

G. Confidentiality and Non-Disclosure

Contractor agrees to keep all communications, information, and data related to FCEO´s operations confidential. Contractor shall not use, disclose, or reproduce any proprietary information or communications with FCEO, including but not limited to trade secrets, business practices, and client information, without prior written consent.

H. Non-Disparagement

Contractor agrees not to make false or defamatory statements about FCEO, its affiliates, officers, employees, or services. This clause is limited to protecting FCEO´s reputation against harmful, untrue statements and does not restrict Contractor´s lawful ability to provide truthful feedback.

I. Disputes & Abandoned Compensation

If the contractor believes that any compensation due to the contractor has not been paid, the contractor must submit a compensation dispute support case to our customer service department no later than 14 calendar days from the date the compensation was first earned by the contractor. If the contractor does not submit such a compensation dispute support case within this time period, then the compensation in question will be considered abandoned and permanently forfeited.

J. Adjustments and Offsets

Contractor understands and agrees that if the contractor causes any loss or damage to the company or owes any money to the company, the company is authorized to adjust or offset any compensation owed to the contractor to account for such losses or damages. These adjustments and offsets shall be made solely at the company´s discretion. Contractor agrees to these adjustments without delay or dispute, and repayment may be subtracted from any compensation of any kind owed to the contractor.

K. Dispute Resolution and Arbitration

To the extent not already covered by the general Terms of Use, Contractor agrees that all disputes arising out of or relating to this Agreement shall be resolved exclusively through binding arbitration. This arbitration shall be conducted on an individual basis only, waiving any rights to participate in class action lawsuits or arbitrations. The arbitration shall be conducted through written submission only, without the need for a physical presence, and in accordance with the rules of FairClaims.com or a similar online arbitration platform selected by FCEO.

Contractor further agrees to waive any rights to punitive or exemplary damages, with all claims limited to actual damages as provided in this Agreement. By agreeing to these terms, Contractor waives the right to a jury trial or public trial for any dispute with FCEO. All protective clauses included in FCEO´s general Terms of Use, including the prohibition of class actions and limitations on damages, apply to this Agreement.

19. Commitment to Honesty and Customer Satisfaction

At Funding CEO LLC, we are committed to conducting our business with the highest standards of honesty and integrity. Our team strives to deliver services in good faith, with the goal of ensuring each client´s satisfaction and supporting them in achieving their business objectives. We continuously work to address any concerns or questions promptly and fairly, aiming to foster positive and successful outcomes for all clients.

We ask that clients also approach their interactions with us in good faith, understanding that while we aim to provide exceptional service, results may vary due to factors beyond our control. Our dedication to customer satisfaction remains at the core of our services, and we value constructive feedback as part of our ongoing commitment to improvement.

Fraudulent Chargebacks
Funding CEO LLC respects your legal right to dispute charges; however, initiating fraudulent or unauthorized chargebacks, or disputes without merit, may result in further action, including legal remedies. We request that all payment-related concerns be directed to us first to allow for timely resolution and clarification.

False or Defamatory Reviews
While Funding CEO LLC supports customers´ rights to provide honest feedback, we do not tolerate false, defamatory, or malicious reviews. Customers are encouraged to share their experiences truthfully and constructively, in compliance with applicable defamation and consumer protection laws. Funding CEO LLC reserves the right to take appropriate action if reviews or public statements include knowingly false or defamatory content intended to harm our reputation.

Acknowledgment of Rights and Responsibilities
By purchasing or engaging with Funding CEO LLC´s Products and/or Services, you acknowledge your commitment to using legal dispute and review mechanisms responsibly and truthfully. Misuse of chargeback systems or public review platforms, including submitting knowingly false claims or defamatory statements, may result in appropriate action as permitted by law.

 

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